Apartment Lending

We are a direct lender, not a broker. You will have less red tape, paperwork, and a faster approval process for your apartment loan. We have better rates as we control the interest rate directly and make all final decisions. SNC accepts 1003 loan applications for apartment lending, which are traditionally used for residential loans.

You're likely aware of some of the rigorous processes behind apartment lending. At Security National Capital we can assure you of a streamlined apartment lending process. Apartment lending options are now available, including low-cost fixed rate loans and ARMs. View current rates and programs for apartment lending from $500,000 to $3,000,000. Or explore apartment lending options over $3,000,000.

To help you prepare for the apartment lending process ahead, we have put together some things to look for. Consider the condition of the apartment units. Would you rate them as being in good to excellent condition? If not, your lending options may include a very large down payment. Did you also know that loans over $3,000,000 are considered "non-recourse?" At the same time, loans under that amount usually require your full personal guarantee.

Apartment lending includes projects over 5 units. With over 90 years of combined apartment financing experience, we can offer you a variety of solutions, and steer you in the best direction. In fact, our management team is committed to finding the very best loan for your needs.

Just call or email us with specific details on your loan. Include a current "rent roll" and the previous two year's income and expenses. Forms and applications are available online to get you started right away. We would be glad to provide you with a variety of apartment lending options, and give you reasons for our recommendations. As both a business owner and a borrower, you ought to feel confident that your apartment lender will address your core needs.

Security National Capital stands by its commitment to deliver prompt responses with fast closings. Call us today to begin the process. We are experts in all types of apartment lending options and look forward to assisting you with your request.